费周折

• 弗(not; no)PHONETIC
• 貝(shell; currency)RADICAL

Expense is money that you can never keep in your hand no matter how hard you try.

• 冂(surround; border)RADICAL
• 土(earth; soil; ground)ASSOCIATIVE
• 口(mouth; door)ASSOCIATIVE

A territory surrounded by boundaries like earth and gates enclosed all around.

• 扌(hand; arm)RADICAL
• 斤(axe)PHONETIC

Using your hand to grip an axe and chop off a tree branch is the meaning of the character 折.