蒙特利尔

• 忄(heart; mind)RADICAL
• 蒙(cover; dim)PHONO-SEMANTIC

A mind covered and obscured in darkness becomes muddled and lacks clarity.

• 牛(cow)RADICAL
• 寺(temple; pagoda)PHONETIC

A special ox raised at a temple to be offered as a sacrifice.

• 禾(rice plant; grain)ASSOCIATIVE
• 刂(knife; blade)RADICAL

Using a sickle to harvest ripe grain is how you obtain profit.