用人经费

• 用(use; utilize)ASSOCIATIVE

A bucket with a handle is what people pick up and use every day.

• 人(person; human (pictographic))ASSOCIATIVE

The character 人 depicts a person standing with legs spread wide apart for stability.

• 糹(silk thread; filament)RADICAL
• 巠(underground water vein running straight)PHONETIC

Silk threads running straight down in rows on a loom frame form the warp threads.

• 弗(not; no)PHONETIC
• 貝(shell; currency)RADICAL

Expense is money that you can never keep in your hand no matter how hard you try.